For most ways to earn WOWPoints, no — you don't need a linked card. The one exception is Dining Rewards.
A linked card is a debit or credit card you've added to your Perks at Work account so we can recognize your purchases at participating restaurants.
Where you earn determines what's required
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Online & app purchases No linked card needed
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Dining Rewards (3,000+ restaurants) Linked card required
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Common mistake
Swiping your linked card at a non-restaurant merchant won't earn you WOWPoints automatically. For online and app purchases, you always need to start at Perks at Work and click Shop Now first — even if the card you use is linked.
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